Friday, March 29, 2013

Deal of the Day: Qmadix Metalix Snap-On Cover for Galaxy S3

Deal of the Day The March 28 ShopAndroid.com Deal of the Day is the Qmadix Metalix Snap-On Cover for Samsung Galaxy S3. The Metalix Snap-On Cover adds style, sophistication and protection to your Galaxy S3. The durable but lightweight, textured polycarbonate border helps to keep a firm grip on your device while aluminum alloy accents enhance the look without adding bulk or unwanted weight. Comes in red, green and copper.

The Qmadix Metalix Snap-On Cover is available for just $16.00, 54% off today only. Grab yours while supplies last!

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Source: http://feedproxy.google.com/~r/androidcentral/~3/Uz8G-PZjByo/story01.htm

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Why You Are Paying for Everyone's Flood Insurance

Andy Stevenson, Natural Resources Defense Council (NRDC) Finance Advisor and Dan Lashof, Director of NRDC's Climate and Clean Air Program contributed this article to LiveScience's Expert Voices: Op-Ed & Insights.

There are many, many compelling and urgent reasons to take decisive action to combat climate change. Here's one that's measurable by dollars added to our budget deficit. Actually by tens of billions of dollars.

The soaring cost of private flood insurance is pricing so many coastal homeowners out of the market that the rest of the American taxpayers are having to bail them out ? to the tune of $30 billion under the National Flood Insurance Program (NFIP).

With over $139 billion in storm, wildfire, drought, tornado and flood damages taking nearly 1 percent of U.S. gross domestic product (GDP) in 2012, the insurance industry is referring to last year as the second costliest year on record for U.S.?climate-related disasters.?And while insurers do include $12 billion worth of flood-related damages in their estimates, they aren't the ones getting stuck with most of the bill. It's us, the taxpayer.

On a global basis, the insurance company?Munich Re?estimates that flooding represented 16 percent of total climate-related damages over the past decade, or $25 billion, on average, per year. Over that same period, insurers paid out on $3.75 billion per year, on average, or less than 15 percent of total flood-related costs. That percentage seems to be fairly representative as the total losses from floods along the Mississippi in 2011 were estimated at $4.6 billion with only $500 million (11 percent) covered by private insurers.

So if insurers are only paying 10-15 percent of the bill, who actually does pay the cost of flood-related damage? The not-so-surprising answer is you and me, largely through the?National Flood Insurance Program, which has nearly $1.3 trillion in policies outstanding. This program includes several state programs, such as the one for Florida (which has over 2 million policy holders and a face value of $475 billion) that had to be created as the rising cost of flooding was not being covered by private insurers.

This massive federal program has nearly doubled in size over the past decade as private insurers have continued to shy away from making bets against Mother Nature when it comes to floods. And while the federal government has picked up the slack in terms of coverage, it has had a tough time balancing the premiums that are paid in with the heavy losses it has sustained from recent climate related events.

In fact, following an estimated $12 billion in payout to 140,000 policy holders from Superstorm Sandy, the program is over $30 billion in debt and has Congress scratching its head about what to do about it since the private insurers have made it very clear this is not a business that they wish to be in.?NFIP is insolvent because premiums don't reflect actual risks; and it's hard to make a case that climate-change-charged storms are not a big part of the reason why. [Jersey Shore: Before and After Hurricane Sandy]

In sum, the U.S. taxpayer is currently down $30 billion trying to provide insurance for coastal landowners that no longer have access to affordable private flood insurance.?And that figure does not include the costs weathered by the state-based programs that have been set up due to a lack of private alternatives available to their residents. Taken together, these programs constitute a?climate disruption tax?that the U.S. consumer is being forced to pay to cover risks that the insurance industry, the true score-keepers on climate, won't touch.?

As the costs of climate change continue to mount, it is becoming increasingly obvious that we can't afford not to act to rein in the carbon pollution that is supercharging storms and floods. Fortunately President Obama has a big opportunity to reduce emissions from power plants, America's biggest carbon polluters. Under a plan NRDC put forward in December, we could cut these emissions by 26 percent by 2020 and 34 percent by 2025 compared to 2005 levels. The plan provides great flexibility to states and utilities, and offers benefits to every American.

Its benefits?worth between $25 and $60 billion in 2020 ? far outweigh the plan's costs ? about $4 billion. Implementing it will save tens of thousands of lives through reductions in air pollution. And it will drive investments in energy efficiency and clean energy that will create thousands of new jobs across the nation. Now that's an insurance premium worth paying.

Editor?s Note: Andy Stevenson and Dan Lashof blog on NRDC's Switchboard.

The views expressed are those of the author and do not necessarily reflect the views of the publisher.

Copyright 2013 LiveScience, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/why-paying-everyones-flood-insurance-231731089.html

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Rep. Lewis: ?DOMA was wrong 17 years ago. It is wrong today?

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Source: http://feeds.nbcnews.com/c/35198/f/654708/s/2a100045/l/0Lvideo0Bmsnbc0Bmsn0N0Cid0C51351529/story01.htm

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Thursday, March 28, 2013

Spy who foiled jet bomb plot to be MI5 chief

By Peter Griffiths

LONDON (Reuters) - A British counterspy who helped to thwart an al Qaeda plot to blow up planes with explosives hidden in soft drink bottles and led the response to the 2005 London transport bombings will be the new head of MI5, the government said on Thursday.

Andrew Parker has three decades' experience at MI5, countering Islamist militants, violent Irish republicans and organised criminals. He has been deputy chief since 2007, and once served as a British security liaison in the United States.

The 50-year-old, a keen birdwatcher and wildlife photographer, will be in charge of 3,800 staff investigating threats ranging from bomb plots and the spread of weapons of mass destruction to espionage and cyber attacks.

One of his first tasks will be to protect U.S. President Barack Obama, British Prime Minister David Cameron and other world leaders at the Group of Eight summit in Northern Ireland in June.

As Britain hosted the annual G8 meeting in 2005 in Gleneagles, Scotland, four suicide bombers killed 52 underground and bus commuters in London in coordinated attacks. Parker was in charge of the agency's response to the bombings and oversaw a significant expansion of its role.

Parker, who led MI5 teams that disrupted a 2006 conspiracy to attack several passenger jets with bombs hidden in soft drink bottles, said it was a "great honour" to be made head of the agency, also known as the Security Service.

"I look forward to leading the Service through its next chapter," he said in a statement.

The bespectacled father-of-two will replace the current head, Jonathan Evans, when he steps down in April after six years in the job during which Britain suffered no significant attacks.

Once so publicity-shy it officially did not exist and its director's identity was kept secret, MI5 now has a website which discusses its responsibilities and activities. On Thursday, the website posted an official biography of its new chief.

ENGLISH-SPEAKING MILITANTS

Counter-terrorism operations will remain at or near the top of MI5's priority assignments from the moment Parker takes the agency's helm.

European counter-terrorism officials have for years been concerned about British citizens and residents who travel to hot spots in the Middle East or South Asia, either to be indoctrinated and trained in militant ideology and guerrilla tactics before returning home, or to fight with local militants.

British authorities estimate that every year, 400,000 people travel from the U.K. to Pakistan. While only a tiny proportion of these travellers have any interest in militant activities, even a small number of recruits can cause disproportionate chaos, as occurred in London on July 7, 2005.

Among the hot spots which currently concern British and other European authorities most are Syria and Somalia. While travel by would-be militants to Somalia from Britain is relatively easy to trace, tracking movements of would-be recruits to anti-Assad forces in Syria is more difficult, since much such travel can be completed unobtrusively and over land.

European counter-terrorism officials have estimated that as many as 60 to 70 English-speaking militants with British citizenship or residence are currently fighting with rebel forces in Syria. There is concern that many of them may have joined up with al-Nusrah, an Islamist faction which U.S. officials describe as a front for Al Qaeda in Iraq.

CYBER-ESPIONAGE

While the signals intelligence agency Government Communications Headquarters (GCHQ) is Britain's main cyber-security unit, under Parker's leadership MI5 will be responsible for investigating specific cases of state-sponsored cyber-espionage directed against such critical targets as gas and power grids and defence and pharmaceutical manufacturers.

Based on what it learns from such cases and in consultation with other agencies, MI5 also advises potential targets on how to protect themselves against cyber attacks. MI5 does not have responsibility for cyber crime or dealing with hackers.

As part of its role in cyber security, Parker's agency will have to anticipate how to keep security measures ahead of technological innovation. And it will have to do so in an environment where greater productivity will have to be extracted from shrinking resources, including budgets.

(Additional reporting by Mark Hosenball in Washington; Editing by Pravin Char and Todd Eastham)

Source: http://news.yahoo.com/spy-foiled-jet-bomb-plot-mi5-intelligence-chief-201443893.html

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Jack Dorsey Fights Robots In His Own Unauthorized Comic Book

Jack CoverHe might not be bulletproof, but simultaneously running Twitter and Square qualifies Jack Dorsey as a superhero. This week a new unauthorized comic book about him was released, called "Jack Dorsey: Co-Founder of Twitter #1". Check out these page scans posted by Comic Book Resources that preview his quest to recover stolen quantum networking technology.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/oWKUq5cUamI/

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